Insuremile
IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119
insurance company

Let Us Insure Your Happiness!

Easy Insurance. Zero Hassle. Full Commitment.

Why Go For Insuremile?

We do the hard work, so you can stay worry-free!

We Ensure You Get The Best

Super Premiums at a Lower Cost –Our insurances can be availed by all. We believe in insuring people’s assets with the maximum guarantee at a minimum cost.

We Suffice Your Need For Speed

Fast and Hassle-free – We also believe in saving your time. And thus, we have made our insurance claim system super-easy and effortless. No more tedious paperwork , everything is done online.

We Take Convenience To The Next Step

Free Policy Services –You can Renew Policy, Cancel Policy, or Change Policy details without a single cost. All these services are complimentary.

We Make This A Piece OF Cake For You

Door Step Claim Services – We also offer File Claims, Claim status, Claims centers, and much more.

We Got Your Back No Matter What

Free Emergency Services –Nearby Hospitals, Nearby Repair centers, Nearby Ambulance

Free Nearby Services – Nearby Traffic, Nearby Parking centers, Nearby Policy stations

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About Us

Insuremile is a leading insurance web aggregator dedicated to empowering individuals and businesses with tailored insurance solutions. With a strong network of reputable insurers and a team of experienced professionals, we offer a wide range of insurance products, including:

Vehicle Insurance: Protect your car, bike, or commercial vehicle with our flexible and affordable insurance plans.

Health Insurance: Ensure your well-being and financial security with comprehensive health insurance coverage.

Travel Insurance: Stay protected during your journeys with travel insurance that covers medical emergencies, trip cancellations, and more.

Home Insurance: Safeguard your home and belongings against unforeseen events such as fire, theft, natural disasters, and liability risks.

Life Insurance: Secure your loved ones’ future with our comprehensive life insurance policies. Whether you’re looking for term life insurance for temporary coverage or whole life insurance for lifelong protection and investment benefits, Insuremile offers flexible and affordable options tailored to your family’s financial needs. Protect your legacy, ensure financial stability, and leave a lasting impact with Insuremile’s life insurance solutions

 

Our Values

At Insuremile, we redefine customer-centricity by placing your needs not just at the heart but at the forefront of everything we do. Our commitment to you extends beyond mere transactions; it’s about building lasting relationships founded on trust, empathy, and proactive service. We listen intently to your concerns, understand your aspirations, and tailor insurance solutions that align perfectly with your unique goals and circumstances. Our dedicated team goes the extra mile to anticipate your needs, provide timely assistance, and deliver outcomes that exceed your expectations. With Insuremile, experience a level of customer-centricity that goes beyond words – it’s a promise of unwavering support and partnership in safeguarding what matters most to you. We strive to exceed your expectations by delivering personalized service, prompt assistance, and reliable advice.

 

Integrity: We uphold the highest ethical standards in all our interactions, ensuring transparency, honesty, and fairness in every insurance transaction.

Innovation: Embracing technological advancements, we leverage digital tools and platforms to streamline processes, enhance user experience, and provide innovative insurance solutions.

Expertise: With a team of industry experts, insurance professionals, and knowledgeable advisors, we offer expertise-driven guidance and solutions that cater to your specific requirements.

Our Commitment to You

Accessibility: We strive to make insurance accessible to everyone, offering solutions for individuals, families, businesses, and specialized needs.

Education: Empowering you with knowledge and insights, we provide educational resources, articles, and tools to help you make informed insurance decisions.

Community Engagement: Beyond insurance, we are committed to supporting and engaging with our community through initiatives, partnerships, and social responsibility efforts.

Get Started with Insuremile

Ready to protect what matters most? Explore our website to learn more about our insurance products, services, and how Insuremile can be your trusted insurance partner. Get a quote, compare plans, and take the first step towards a secure and prosperous future with Insuremile.

Have questions or need assistance? Our dedicated team is here to help. Contact us via phone, email, or visit our office for personalized support and guidance.

car insurance

Car Insurance

Secure yourself with a full-proof insurance against expensive damages and third party obligations.

bike insurance

Bike Insurance

Is your bike braced with an insurance? Don't forget, the Motor Vehicles Act, 1988, makes two-wheeler insurance mandatory.

health insurance plans

Health Insurance

Meet all your costly medical requirements without worry or second thought. Just be insured with us.

Hear It From “THEM”!

We Are Loved By Our Customers. Let’s Hear What They’re Saying About Us

Rahmath NiyasRahmath Niyas
09:46 24 May 24
Really satisfied 😊
fazil haqfazil haq
09:44 22 May 24
Athul Jr 008Athul Jr 008
10:28 21 May 24
shabana vpshabana vp
07:55 21 May 24
Arjun HariArjun Hari
07:41 21 May 24
Shreenath SShreenath S
05:27 21 May 24
VINOTH MUNUSAMYVINOTH MUNUSAMY
05:19 19 May 24
Arunkumar VArunkumar V
11:05 18 May 24
Very very supporting customer executive. Thank you Mrs. Krishnaveni👏
vinu vinuvinu vinu
15:58 16 May 24
hanumesh kulkarnihanumesh kulkarni
10:10 16 May 24
Wonderful service I'm really happy for the staff behaviour and quick response
Jiju JamesJiju James
11:40 15 May 24
ANANDANAND
00:45 15 May 24
Explained the policy details, more about NCB , and help to choice the correct policy with proper time, Follow up is good
Vibrant TechnoVibrant Techno
11:08 14 May 24
kiran kirankiran kiran
10:59 12 May 24
Shivakumar BsShivakumar Bs
07:39 12 May 24
Rashmi m Rashmi mRashmi m Rashmi m
10:23 11 May 24
Pavi BowPavi Bow
06:22 11 May 24
Very good service ...really good response to customer ...
Karthi SKarthi S
14:26 09 May 24
SunilSunil
14:18 09 May 24
Good service & such a wonderfull company. .!!
suresh naidusuresh naidu
13:50 09 May 24
Your service was really good I was satisfied with it Thank you
Mahamad MustafaMahamad Mustafa
13:15 09 May 24
Very Nice and Good and Fast Response....😊
Lokamma NaveenLokamma Naveen
13:04 09 May 24
Jayanthi SJayanthi S
12:40 07 May 24
This is very useful for me . The company is supported like a good 👍 service. I hope you
Sattarkhan KhanSattarkhan Khan
11:59 07 May 24
"Tnk u insuremile company,Very good service provided for customer."👌
Adiveppa TeliAdiveppa Teli
10:56 07 May 24
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Our Partners

Ask us anything.

We Are All Ears!

insurance company

Insurance is a contract between an Individual or a group of individuals and an insurance company. The person who takes insurance is called ‘Insured’ and the person who insures is called ‘Insurer’. The insured agrees to pay a premium to the insurer in exchange for compensation in case of loss of property, illness, death or damage. The premium that is paid assures the insured that he or she is financially protected. There are different types of insurance – Car, Life, Health, travel Insurance.

Insurance is a contract between an Individual or a group of individuals and an insurance company. The person who takes insurance is called ‘Insured’ and the person who insures is called ‘Insurer’. The insured agrees to pay a premium to the insurer in exchange for compensation in case of loss of property, illness, death or damage. The premium that is paid assures the insured that he or she is financially protected. There are different types of insurance – Car, Life, Health, travel Insurance.

Insurance is a contract between an Individual or a group of individuals and an insurance company. The person who takes insurance is called ‘Insured’ and the person who insures is called ‘Insurer’. The insured agrees to pay a premium to the insurer in exchange for compensation in case of loss of property, illness, death or damage. The premium that is paid assures the insured that he or she is financially protected. There are different types of insurance – Car, Life, Health, travel Insurance.

Insurance is a contract between an Individual or a group of individuals and an insurance company. The person who takes insurance is called ‘Insured’ and the person who insures is called ‘Insurer’. The insured agrees to pay a premium to the insurer in exchange for compensation in case of loss of property, illness, death or damage. The premium that is paid assures the insured that he or she is financially protected. There are different types of insurance – Car, Life, Health, travel Insurance.

An insurance agent can represent only one insurer and do business for him. An insurance Broker is basically the representative of the customer and can sell the policies of more than one insurer. In the Indian context an Agent can represent one Life insurer, one Non-Life insurer and one Health insurer. In addition he can represent one credit insurance company and agricultural insurance company too. Detailed regulations have been framed by Insurance Regulatory and Development Authority (IRDA) for both Agents and Brokers and they govern them.

In certain insurance policies, there exists a clause known as a deductible, where a specific amount is subtracted from the claim payout. Take, for instance, Industrial Risks policies that impose a deductible of 0.5% of the total sum insured, with a minimum of Rs. 1 lakh, for losses attributed to a Terrorist Act. This implies that the insured must bear the initial Rs. 1 lakh of any claim and up to 0.5% of the total claim amount. If the loss falls below Rs. 1 lakh, no claim payment is made. This deductible provision serves as a mechanism for insurance companies to mitigate the administrative overheads associated with processing small claims. As a trade-off, policyholders often receive a premium rebate for agreeing to shoulder this deductible burden

Corporate clients often opt to diversify their insurance coverage by engaging multiple insurers or leveraging competitive dynamics among insurers. In this arrangement, they designate one insurer as the “Leader,” granting them a larger share of the premium, while other insurers receive a smaller share. The client interacts exclusively with the Leader insurer. This Leader then distributes the premium (as per the client’s specified ratio) and shares claims with other participating insurers, termed Co-insurers. The number of Co-insurers can vary based on the total premium volume, ranging from two to several insurers.

You should approach the insurance company at least 15 days before the expiry of your existing policy period. This timeframe allows for ample processing time and ensures a smooth transition without gaps in coverage

Certificate of Insurance, Xerox copy of Registration Certificate, Pollution under control Certificate (PUC), Copy of DL of person who drives the vehicle.

The documents required to purchase two-wheeler insurance online typically include your vehicle registration certificate (RC), previous insurance policy details (if applicable), personal identification documents, and vehicle details such as make, model, and manufacturing year.

Buying two-wheeler insurance online offers several benefits, including convenience, quick policy issuance, access to a wide range of insurance providers for comparison, cost savings due to reduced paperwork, and the ability to manage policies digitally.

Add-on cover extends the cover under the base policy on payment of additional premium. Different Insurers have different Add-ons available with them. Nil Depreciation Cover, Return to Invoice Cover, No Claim Bonus Protection are some of the most common Add-on covers present in the market. You can visit the IRDAI website (irdai.gov.in) for detailed
coverage of under these add-ons.

Yes,it is mandatory to have a valid PUC Certificate on the date of renewal of the insurance policy.

Compensation is provided in case of bodily injury/death of the owner-driver of the vehicle in direct connection with the vehicle insured or while mounting into/dismounting from or traveling in the insured vehicle

The documents required for a Motor Insurance claim typically include:

  1. Duly filled claim form provided by the insurance company.
  2. Copy of the Registration Certificate (RC) of the insured vehicle.
  3. Original estimate of the loss or damage, prepared by an authorized surveyor or repair facility.
  4. Original repair invoice and payment receipt from the repair facility. If you have used cashless facility, only the repair invoice may be necessary.
  5. First Information Report (FIR) copy, if applicable, especially for accidents involving third parties or theft.
  6. Non-traceable certificate for theft claims where the stolen vehicle or parts cannot be recovered.
  7. Keys of the vehicle, particularly for theft claims.
  8. Any additional documents specified by your insurance policy or the insurer.

No, you cannot. Both the registration and insurance of the vehicle should always be in the same name and address. Otherwise, claims may not be payable. You will need to fill out a fresh proposal form for the insurance transfer, and there is usually a nominal fee charged for this service.

Yes, it is necessary to inform both the Regional Transport Authority (RTA) where your vehicle is registered and your Insurance Company.

Generally, there is no fixed limit on the number of times you can claim motor insurance in a year. However, frequent claims can affect your No Claim Bonus (NCB) and may result in higher premiums.

In India, motor insurance policies can be classified into three primary types based on the type of vehicle insured:

  1. Car Insurance: This policy provides financial protection for private cars, covering damages from accidents, theft, natural disasters, and third-party liabilities.

  2. Bike or Two-Wheeler Insurance: Tailored for motorcycles and scooters, this insurance covers damages to the vehicle, theft, personal accidents, and third-party liabilities.

  3. Commercial Vehicle Insurance: Designed for vehicles used for business purposes, such as trucks, buses, and taxis, this policy offers coverage against damages, theft, accidents, and third-party liabilities associated with commercial vehicle operations.

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