Let Us Insure Your Happiness!

Easy Insurance. Zero Hassle. Full Commitment.

Ask us anything.

We Are All Ears!

View More

Why buy insurance on Insuremile online platform?

1. Because enquiry about insurance quotes, buying of insurance and other transactions are simple, transparent and competitive on InsureMile platform. 2. Because InsureMile does not ask you for your phone number or email details, thus you are not harassed by unwanted calls or mail. 3. Because InsureMile will guide you, whenever you need any assistance.

What is Taxi Insurance?

All motorised taxi are required by law to have insurance. Falling under the General Insurance product category, it helps protect people against accidents that take place on the road. Active taxi insurance shields the vehicle owner from any unforeseen occurrences like an accident or any serious damage to the motor vehicle.

Why is it important?

In India, the rate of accidents on roads is high. The percentage of taxi involved in accidents also is high. If your taxi is involved in an accident and you do not have insurance, then you will have to pay heavily for vehicle damages and also to the families of the dead victims or to those who have been injured due to your vehicle. The law is strict and it could lead to your imprisonment for varying periods. Hence it is advisable to have Taxi Insurance to protect you from such incidents. It offers third-party liability coverage as well as ?own damage? and ?personal accident? covers. This means it covers you, your taxi and third-parties from all possible damages.

Types of Taxi Insurance

In India, there are basically 2 types of Taxi Insurance you can buy: Third-Party Liability Cover and Comprehensive Taxi Insurance. A Third-Party Liability only protects the third-party person or property damage or injury caused by your vehicle. Comprehensive provides third-party coverage plus it covers vehicle theft and other damages.

Why Insuremile

The most important differentiator is InsureMile?s ?Buy A Policy, Feed A Child? mission For every policy you buy, InsureMile on your behalf contributes 25 meals to a child. You are thus becoming part of a Social Movement to eradicate hunger among children in India. There is no additional amount to be paid for the social cause. It is part of the premium. You can claim tax benefits for the donation you have made.

Five reasons why taxi insurance is different from your car insurance

1) A taxi is likely to cover more distance during its lifetime than the average car. Due to this factor, the two cannot be in the same category of motor insurance. 2) Due to the time spent by taxi drivers on the road and in congested city traffic, the risk of an accident is higher and this has to be reflected in the taxi insurance policy. 3) Taxis like passenger vehicles, often carry more passengers and generate revenue unlike regular cars. This factor should be considered when comparing an online taxi insurance planand a car insurance policy. 4) In most instances taxi drivers not driven by the owners. The best taxi insurance policies cover the car, the driver, the passengers and third parties such as pedestrians, other drivers and passengers in case of an accident. This affects the premiums of the insurance and therefore cannot be similar to a regular car insurance. 5) In general, taxis have a higher probability to claim compensation than private car due to higher risks including theft, malicious damage and accidents.

Check out more information ?

https://insuremile.in/motor-insurance-3/ urllinkcontent: Car Insurance Online India | Car Insurance Quotes India ? InsureMile nextrowlinkcontent https://insuremile.in/bangladesh-low-returns-obtained-from-insurance-fund-investments-asia-insurance-review-2/ urllinkcontent: Bangladesh: Low returns obtained from insurance fund investments ? Asia Insurance Review nextrowlinkcontent https://insuremile.in/insurance-claim-cannot-be-denied-on-the-ground-of-common-lifestyle-diseases-ncdrc-to-lic-the-economic-times-12th-october-2018/ urllinkcontent: Insurance claim cannot be denied on the ground of common lifestyle diseases: NCDRC to LIC ? The Economic Times ? 12th October 2018 nextrowlinkcontent https://insuremile.in/bike-insurance/ urllinkcontent: Insurance-Compare Bike Insurance Quotes Policy ? InsureMile nextrowlinkcontent Insurance-Compare Bike Insurance Quotes Policy – InsureMile urllinkcontent: Liberty Two Wheeler Insurance nextrowlinkcontent https://insuremile.in/mercedes-benz/ urllinkcontent: Mercedes nextrowlinkcontent https://insuremile.in/car-insurance/ urllinkcontent: Insurance -Compare Car Insurance Quotes Policy ? InsureMile nextrowlinkcontent https://insuremile.in/commercial-vehicle/ urllinkcontent: Insurance ? Compare Commercial vehicle Quotes policy ? InsureMile nextrowlinkcontent https://insuremile.in/insurance-firms-cant-be-liable-to-pay-compensation-to-those-who-travel-in-goods-carriers-madras-hc-the-economic-times-9th-november-2018/ urllinkcontent: Insurance firms can?t be liable to pay compensation to those who travel in goods carriers: Madras HC ? The Economic Times ? 9th November 2018 nextrowlinkcontent https://insuremile.in/allahabad-bank-fd-rates-2/ urllinkcontent: Allahabad Bank Fixed Deposit Plans nextrowlinkcontent https://insuremile.in/porsche/ urllinkcontent: Porsche Insurance : Porsche Car Insurance nextrowlinkcontent https://insuremile.in/ssangyong/ urllinkcontent: Ssangyong Insurance : Ssangyong Car Insurance nextrowlinkcontent https://insuremile.in/rolls-royce/ urllinkcontent: Rolls nextrowlinkcontent https://insuremile.in/protect-your-motorcycle-and-moped-with-a-two-wheeler-insurance-policy/ urllinkcontent: Protect your motorcycle and moped with a two wheeler insurance policy nextrowlinkcontent https://insuremile.in/protect-your-asset-with-a-commercial-vehicle-motor-insurance-policy/ urllinkcontent: Protect your asset with a commercial vehicle motor insurance policy nextrowlinkcontent https://insuremile.in/get-an-online-taxi-insurance-policy-to-conveniently-protect-your-asset/ urllinkcontent: Get an online taxi insurance policy to conveniently protect your asset nextrowlinkcontent

How to claim?

Step 1: Register your claim. Register your claim by calling the insurance company. Step 2: Send your vehicle for repair. In case of an accident, take your vehicle to the garage (if movable) or have it towed to avoid further damage. ? Step 3: Survey and Claim Settlement.

No Claim Bonus

This is very important. If you have been driving carefully and you are lucky not to be involved in an accident, you can avail ?No Claim Bonus?. If you do not make any insurance claim during your policy period, insurance companies give ?No Claim Bonus?. Insurance companies reward you for good driving by giving you a discount on your next premium when you go for renewal. The discount can keep increasing every year depending upon on your driving record and your premium could come down by nearly 50 per cent. Good driving is important.

Get an online taxi insurance policy to conveniently protect your asset

Taxi insurance policy Getting the best motor insurance plan is every car owners? desire. That is why it is essential that you get the right plan when searching for your taxi insurance policy. A taxi car requires a different insurance plan from your personal vehicle due to the nature of its everyday use.

Reasons why you should compare your taxi Insurance Policy Online

When buying or renewing your car insurance policy you should remember to compare the different offers available from different providers because ? Insurance companies do not have the same features. As you compare taxi insurance policies online, search for an insurance provider who has the best features and benefits at the lowest premium rates. You can easily get detailed taxi insurance quotes online. ? Only the best taxi insurance provider can offer you the peace of mind that you require to run your business successfully. Ensure that your research goes further than requesting quotes from a few online taxi insurance providers. This will help you match your requirements to your budget. ? The more online car insurance quotes you get, the better your chances of finding the highest value of motor insurance at the lowest cost. By comparing various online car insurance quotes, you can get the best car insurance deal How to get the best taxi insurance deal A taxi cab is a business and profits are earned by keeping costs low. Some of the successful ways of keeping this costs low include savings you can make from your motor insurance policy such as: a) Having a no-claims history. Having a safe driver record reduces your premium payments significantly. b) Instead of insuring your taxi separately, take a fleet insurance if you have more than one taxi. c) Have a multi driver policy to help you reduce insurance costs if you have multiple cabs. d) Equip your taxi with security features and cameras to help you when making a claim from your taxi insurance policy provider. As you shop for an insurance cover for your taxi, remember to search for the one that offers the best value and the most add-ons at the least cost.