Insuremile
IRDAI/I NTAII/BA/51/2018
CIN: U72900KA2018PTC110119

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On death, the Sum Assured on death + vested bonuses including Terminal Bonus, if any is paid to the nominee Sum Assured on death is higher of 10 times if age <45 yrs. or 7 times for ages>=45 yrs. the annual premium or 105% of all premiums paid or 1.25 or 2 times the Sum Assured On maturity, the Sum Assured + vested bonus including Terminal Bonus, if any is paid to the policyholder The maturity or death benefit can be taken in installments over a period of 5 or 10 years where the monthly installments will be calculated as 1.04 * maturity or death benefit /60 for 5 year term and 1.08*maturity or death benefit/120 for 10 year term Income tax benefit under Sections 80C and 10(10D) for premiums paid and claims received respectively

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On death, the Sum Assured on death + vested bonuses including Terminal Bonus, if any is paid to the nominee Sum Assured on death is higher of 10 times if age <45 yrs. or 7 times for ages>=45 yrs. the annual premium or 105% of all premiums paid or 1.25 or 2 times the Sum Assured On maturity, the Sum Assured + vested bonus including Terminal Bonus, if any is paid to the policyholder The maturity or death benefit can be taken in installments over a period of 5 or 10 years where the monthly installments will be calculated as 1.04 * maturity or death benefit /60 for 5 year term and 1.08*maturity or death benefit/120 for 10 year term Income tax benefit under Sections 80C and 10(10D) for premiums paid and claims received respectively

Details About Premium Annual premium in Rupees for Gold variant Policy Details Grace Period: 15 days grace period is allowed for premium payment in monthly modes and 30 days in other modes Policy Termination or Surrender Benefit: the policy can be surrendered anytime if three or two full years premium has been paid. The Surrender value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV) GSV = (% of all Premiums paid) + (% of Vested Bonuses) Free Look Period: If you would not be pleased with the coverage and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions The policy provides loan facility of up to 90% of the Surrender value Additional Features or Riders High SA rebates for coverages equal to and exceeding 100,000 The premium payment frequency can be changed Exclusions In case of suicide within 12 months from inception 80% of premiums paid are returned and within 12 months of revival, higher of 80% of premiums paid or the acquired Surrender Value is payable

Introduction/Overview Bajaj Allianz Invest Assure is a traditional Endowment Assurance plan designed to provide financial security in future through wealth accumulation and life insurance cover Key Features This plan is a participating plan with limited premium payment term There are two variants of the plan, Gold and Silver and the term with different criterion for entry and exit age, policy term and PPT The Maturity and Death Benefits are guaranteed and can be taken in lump sum or monthly instalments Compound Reversionary Bonus, Interim Bonus, and Terminal Bonus increase the corpus

Details About Premium Annual premium in Rupees for Gold variant Policy Details Grace Period: 15 days grace period is allowed for premium payment in monthly modes and 30 days in other modes Policy Termination or Surrender Benefit: the policy can be surrendered anytime if three or two full years premium has been paid. The Surrender value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV) GSV = (% of all Premiums paid) + (% of Vested Bonuses) Free Look Period: If you would not be pleased with the coverage and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions The policy provides loan facility of up to 90% of the Surrender value Additional Features or Riders High SA rebates for coverages equal to and exceeding 100,000 The premium payment frequency can be changed Exclusions In case of suicide within 12 months from inception 80% of premiums paid are returned and within 12 months of revival, higher of 80% of premiums paid or the acquired Surrender Value is payable

Introduction/Overview Bajaj Allianz Invest Assure is a traditional Endowment Assurance plan designed to provide financial security in future through wealth accumulation and life insurance cover Key Features This plan is a participating plan with limited premium payment term There are two variants of the plan, Gold and Silver and the term with different criterion for entry and exit age, policy term and PPT The Maturity and Death Benefits are guaranteed and can be taken in lump sum or monthly instalments Compound Reversionary Bonus, Interim Bonus, and Terminal Bonus increase the corpus