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What is Cash back Term Plan?
Cash Back Term Plan is an affordable, easy-to-obtain financial security net for you and your loved ones. It has a lump sum payout in case of unfortunate death helping your family reduce their debts thereby protecting their financial security.
What are its key benefits?
Maturity Benefits-In case of survival of the Life Assured till the end of the policy term, all the premiums paid excluding any extras, rider premiums and taxes will be returned. Death Benefits-In case of death of the Life Assured during the policy term, provided all the due premiums have been paid, till the date of death, Sum Assured on death will be paid. However the death benefit will be at least 105% of all premiums paid excluding any extra, rider premium and taxes.
What are its features?
Insurance cover at affordable rates. Return of premiums at maturity. Pay advance premiums and avail discounts. Additional protection through RIDERS.
What is the claim ratio?
Shriram Life has 65.66% as Claim Settlement Ratio. (as per IRDAI Annual Report 2014-15).
Why Insuremile?
The most important differentiator is InsureMile’s ‘Buy A Policy, Feed A Child’ mission. For every policy you buy, InsureMile on your behalf contributes 25 meals to a child. You are thus becoming part of a Social Movement to eradicate hunger among children in India. There is no additional amount to be paid for the social cause. It is part of the premium. You can claim tax benefits for the donation you have made.