Does Zero Depreciation Insurance Cover Engine Damage?
Zero Depreciation Insurance is a popular add-on that prevents depreciation deductions from your vehicle insurance claim. But many policyholders wonder—does Zero Depreciation cover engine damage? Let’s dive deep into this topic. What is Zero Depreciation Insurance? Zero Depreciation (Zero Dep) Insurance is an add-on cover that ensures you receive the full claim amount without depreciation […]
Add-Ons in Scooter Insurance: Which Ones Are Worth It?
Scooter insurance add-ons enhance your basic policy, providing extra protection against unexpected risks. While a comprehensive insurance policy covers accidents, theft, and natural disasters, add-ons can help you save money on repairs and avoid financial setbacks. But which ones are truly worth it? Let’s find out! Top Scooter Insurance Add-Ons You Should Consider 1️⃣ Zero […]
Does Scooter Insurance Cover Damage from Natural Disasters?
Scooter owners often wonder whether their insurance policy protects their vehicle from natural disasters like floods, earthquakes, cyclones, and landslides. In India, where extreme weather conditions are becoming more common, understanding your scooter insurance coverage is essential. Does Scooter Insurance Cover Natural Disasters? Yes, but only if you have a Comprehensive Scooter Insurance Policy. A […]
Why You Need a Comprehensive Insurance Policy
Life is full of uncertainties, and having the right insurance coverage is crucial for financial security. A comprehensive insurance policy offers extensive protection against various risks, ensuring that you and your assets are safeguarded from unexpected events. Whether it’s car insurance, health insurance, Scooter insurance or home insurance, choosing a comprehensive plan from InsureMile gives […]
Why Every Two-Wheeler Owner Should Have a Third-Party Insurance Policy
Owning a two-wheeler is a convenient and cost-effective way to commute, but it also comes with responsibilities. One of the most crucial responsibilities is ensuring that your bike has valid insurance coverage. Among the different types of bike insurance, Third-Party (TP) Insurance is not just important but also legally mandatory in India. Let’s explore why […]
Why Scooter Owners Should Consider Invoice Protection Cover
When you purchase a scooter, it’s not just a mode of transportation; it’s an investment. However, accidents, theft, or severe damage can leave you financially vulnerable, as most insurance policies don’t fully cover the loss. This is where Invoice Protection Cover becomes invaluable. It ensures you receive the full value of your scooter, as per […]
Helmet Protection Add-On: Because Safety Comes First
When it comes to riding a scooter, safety should always be the top priority. While wearing a helmet is mandatory and vital for protection, what happens if your helmet gets damaged in an accident? This is where the Helmet Protection Add-On in scooter insurance steps in. This unique endorsement ensures that your helmet is as […]
The Role of Consumable Cover in Scooter Insurance
Scooter insurance is evolving to include a variety of add-ons that cater to specific needs of riders. One such valuable endorsement is Consumable Cover, designed to offer additional financial protection during claims. While comprehensive policies cover damages to the scooter, certain expenses related to consumable items often go unnoticed. Let’s explore the role of Consumable […]
How to Add Hypothecation Details to Your Scooter Insurance Policy
Adding hypothecation details to your scooter insurance policy is a critical step if your vehicle is financed through a loan. Hypothecation refers to the lender’s (usually a bank or financial institution) legal claim over your scooter until the loan is fully repaid. Failing to include these details in your policy can lead to complications in […]
How to Renew a Lapsed Scooter Insurance Policy
Renewing a lapsed scooter insurance policy is crucial to avoid legal penalties and ensure continuous financial protection against unforeseen events. Here’s a detailed guide on how to renew a lapsed policy effectively: Step 1: Assess the Policy Lapse Confirm the policy has lapsed by checking the expiry date in the policy document or online account. […]