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Chola Accident Protection Insurance
The policy offers is available for the Individual as well as family in case of any accident. It allows for weekly compensation due to disability/death and is available on a worldwide basis. Eligibility: Minimum age- 18 years, maximum- 69 years. Dependent children (up to 25 years of age) are eligible under family option Policy Details: Policy Benefits: Accidental Death: If the Insured dies within the policy period, the nominee is compensated with the Insured Sum. Permanent Total Disability: If such disability is continuous for 12 months, a percentage of sum insured is covered against. Weekly Compensation: Compensation is provided against loss of income due to a disability. Broken Bones: Fixed Amount is borne for treatment of fractures/accidental bone damage. Modification of Residences / Vehicle:Expenses against modification of accommodation or own vehicle are covered in case of permanent total disability. Family Transportation Benefit: Expenses against transportation of family member in case accidental death / permanent total disability of the insured. Fee for Private tuition: Tuition fees of the Insured student are borne if he/she is not able to attend school/college due to an accident. Ambulance charges:Ambulance hiring charges after an accident are covered. Hospital Cash: Pays a daily allowance as stated in the policy schedule in the event of hospitalization either due to sickness or accidents Repatriation of remains: Expenses against funeral or repatriation of remains, in case of death of the insured in foreign country are borne. Exclusions: Expenses due to suicide/ self-inflicted injury, sexually transmitted diseases, mental/nervous disorder, anxiety or depression. Injuries due to involvement in war, invasion or terrorist activity involvement. Participation in winter sports, sky diving, scuba diving or related sport activities. Being under the influence of drugs or alcohol. Exposure to radioactive substances or diseases due to intoxication. Premium Details: *The above rates may vary. Please check the policy wordings for more details.