Look at claims ratio while buying term insurance

Look at claims ratio while buying term insurance

The Insurance industry is highly regulated and all players have to comply with the guidelines of Insurance Regulatory and Development Authority of India (IRDAI). Hence, even private players have to operate within laid down strong governance framework and are reliable. While purchasing a life insurance plan, one should gather details on the insurance provider, the features of the plan, premium to be paid, purchase process, and most importantly, the claims experience.

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