Protect individuals on payment of a single premium under a single insured sum of 1, 00,000 INR, which covers all family members.
All room boarding and nursing expenses at maximum of 750 INR per day.
ICU charge ranging between 2000-10000 INR per hospitalization. Other fees like surgeon anaesthetist, consultant and specialist also including medical procedures and equipment fees, diagnostic tests and medicines and drugs.
Ambulance charge is payable subject to maximum of 500 INR per hospitalisation and maximum of 1000 per policy period.
Hospital cash amounting to a maximum of 1000 INR per day till a period of 14 days (government hospital). Maximum claimable amount 114000 INR.
Treatment of specific diseases:
*The above rates may vary. Please check the policy wordings for more details.Pre and post hospitalization expenses: pre expenses up to 30 days before the date of admission into hospital.
Post expenses up to a maximum of 60 days from the date of release from the hospital subject to a minimum period of hospitalisation of 24 hours.
Pre Existing diseases are taken into consideration after 48 months of continuous cover.
Medical expenses up to 7% of hospitalization expenses subject to a maximum of 3000 INR.
Day care treatment of 405 days.
Portability: an application for porting the policy to some other or vice versa 45 days prior to renewal.
Misrepresentation, fraud, moral hazard or non-cooperation on behalf of the insured might lead to cancellation of policy making way for appropriate refund.
Free look period: To review terms and conditions by the insurer and making way for a judicious decision a period of 15 days after policy comes into effect. Within this period the insurer may also ask for cancellation.