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CSC Shubhlabh Plan
Introduction/Overview CSC Shubhlabh Plan is a traditional variable insurance plan which aims to facilitate savings for future requirements and also provide life insurance cover. Key Features It is a non-participating plan with regular premium payment option The plan is only available through Common Service Centers CSC and can be bought by giving name and Aadhar number Minimum Floor Rate, Additional Interest rate and Residual Addition, if any, increase the fund
Benefits
Guaranteed Floor Rate @ 1% on Account Value every year An Additional guaranteed Interest @ 4% p.a. is added in the first 5 years and thereafter the @ 0.5% p.a. On death of the policyholder, higher of the Sum Assured or 105% of premiums paid including top-up premiums or total premiums paid including top-up premiums compounded @ 1% p.a. or the Account Value is paid through bank transfer On Maturity, higher of total premiums paid including any top-up premiums net of any partial withdrawals compounded @ 1% p.a. till maturity or Accumulated Account Value will be paid through bank transfer Income tax benefit on the premium paid as per Section 80C and on the claims received as per Section 10(10D) of the Income Tax Act.