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Family Healthline Plan
This policy is made up for young families and allows a comprehensive yet flexible option covering a range of health needs such as Ayurvedic/Maternity/Dental and Eye care needs in addition to regular covers. This takes care of the insured, spouse and children with a Floater Sum insured which – allows any family member to claim till the full sum insured. Eligibility: For Self / Spouse- Minimum- 18 years, maximum- 65 years. No medicalcheck-uprequiredup to 55 years. Dependent Child- Minimum age-3 months, maximum-26 years. No medical check-up required.
Product Specification
Policy Details: Lifelong renewal facility. Cashless claims and reimbursements through a dedicated claims team. Floater Sum insured up to Rs 15 Lakhs Exclusions: For pre-existing conditions till 48 months of continuous coverage. Expenses incurred during first 30 days of commencement of policy (excluding accidental events). Illness diagnosed/ diagnosable within 30 days of policy period in case of it being the first Health policy taken Individual. Cases of Self-inflicted injury, suicide, act of Terrorism or war/riots etc. Participation in any sport. Pre-existing diseases as mentioned will be excluded for a period of 1 / 2 years as applicable.
Benefits
Facility for Cashless hospitalization at over 2,600 hospitals Customizable policy as per the number of family members. Facility for Direct claims settlement through Chola MS Help, in case of no claim, Sum insured is automatically increases (Claim Free Bonus). 141 day care procedures which not requiring Hospitalisation.
Major Schedule of Benefits
Premium Details: PREMIUM RATES WITH OUT 10% COPAYMENT: Premium is inclusive of Service tax at 14%. Discount of 10% on is given if 10% co-payment is made on all claims under policy. Premium is calculated based on the age of senior most covered member in family. Premium rates may change. Please check the policy wordings for more details.