United India Family Medicare Health Insurance Policy
“A little effort goes a long way”. Family Medicare plan covers your medical expenses against unfortunate diseases so that you can care for your loved ones in difficult times instead of looking at the expenses. This policy basically covers hospitalization expenses for untimely illness.
This plan covers the family under a single policy.
Covers expenses for day care (that requires hospitalization for less than 24 hours) procedures.
Room and boarding expenses are covered up to 1% of sum insured.
Pre and post hospitalization expenses are covered and it is covered up to 10% of sum insured.
Fees of surgeon and medical practitioner is covered.
Expenses of blood, oxygen, anesthesia and operation theatre etc. are covered.
ICU charges are covered up to 2% of sum insured.
Details about Premium
Sum insured is available from Rs 1 lac to 5 Lacs in multiple of 50,000 and for 5 lacs to 10 lacs in multiple of 1 lac.Premium will depend on the age, sum insured and coverage.
Details of Policy:
Coverage: self, spouse and two dependent children.
Minimum sum insured: Rs 1, 00,000
Maximum sum insured: Rs 10, 00, 000
Free look period: In case the policy holder is not happy with the terms and conditions of policy, he/she can cancel the policy by giving reasons of cancellation. Also it is possible to withdraw the policy within 15 days from the date of commencement.
Grace period:If the payment is due on renewal of the policy, grace period of 30 days is given to the policyholder to make the payment.