With Health Suraksha, the member has access to cashless facility at the empanelled hospitals across India.
Pre and post hospitalization expenses incurred from 60 days prior up to 90 days after hospitalization.
Ambulance charges up to Rs.1500.
130 Day-care procedures.
Hospital cash benefit for Platinum Plan.
Pre-existing disease covered after four years of consecutive renewal.
Accompanying person expenses up to Rs.500 per day.
Additional accidental hospitalization limit enhanced by 25% of balance sum insured, subject to a maximum of Rs.1 lakh.
50000/- Sum Insured would be available for dependent children only.
Porting of similar health policy to Future Health Suraksha as per portability guidelines.
Original Bills (including but not limited to pharmacy purchase bill, consultation bill, and diagnostic bill) and any attachments thereto like receipts or prescriptions in support of any amount claimed.
Reports include all medical reports, case histories, investigation reports, treatment papers, discharge summaries.
A detailed list of the individual medical services and treatments provided and a unit price for each.
Prescriptions that name the Insured Person and in the case of drugs: the drugs prescribed, their price and a receipt for payment. Prescriptions must be submitted with the corresponding Doctors invoice.
Previous treatment record along with reports.
MLC/ FIR copy/ certificate regarding abuse of alcohol/intoxicating agent, in case of Accidental injury.
Eligibility Criteria For Future Generali Health Suraksha Family Floater Insurance Plan:
Minimum Age- 90 days
Maximum Age- 70 years
Children above age of 90 days are eligible if either parent is getting insured under this policy.
Children will be covered as dependents up to 25 years of age.