The policy consists of the following sections:
SECTION A: Medical Care
SECTION B: Travel Inconvenience
SECTION C: Personal Care
SECTION D: Personal Accident
SECTION E: Special Care
SECTION F: Legal Liability
Separate policies for worldwide travel and Asia travel.
This insurance policycovers you against all emergency expenses incurred in any part of the world (excluding Japan & Korea in All Asia plan).
Travelers with an age beyond 65 years will have to take up a medical screening before getting entitled for the plan.
Hospitalization expenses for accident or illness also including medical evacuation.
Loss/Delay of checked baggage by an international airline.
The original ticket/ boarding pass or a copy of the passport indicating the travel dates must be submitted with every claim, along with the completed claim form.
The original bills and vouchers must be submitted along with all claims.
For Medical Expenses:
Medical Practitioners Consultation notes,
Original admission/ discharge card,
Original Bills/ receipts with prescriptions and diagnostic/ investigative reports,
Copy of passport/ visa with entry and exit stamp
Copy of the ticket and boarding pass.
For reimbursement of the costs towards Repatriation of the mortal remains to the Republic of India or of the costs of burial abroad:
Official death certificate.
Medical Practitioner’s statement giving the cause of death needs to be submitted.
Original bills/ receipts of the expenses incurred.
For reimbursement of expenses of Your Emergency Medical Evacuation:
medical statement from an attending Medical Practitioner indicating the cause of illness and the necessity of the transportation
Original bills/ receipts of the expenses.
For reimbursement of expenses of Your Loss of Checked-in Baggage:
Property Irregularity Report or other report usually issued by the carriers in the event of loss of checked-in baggage.
Letter from the airline need to be submitted stating the compensation received from them for the lost baggage.
Adequate proof of ownership of items contained within checked-in baggage valued in excess of the Indian Rupee equivalent of USD 100 for loss/ delay of checked-in baggage.
For reimbursement of expenses of Your Delay of Checked in Baggage:
details of items purchased during the delay period,
copies of baggage tags,
copies of correspondence with airline authorities certifying, along with details of compensation received from airlines/ other authorities (if any),
Property Irregularity Report (obtained from airline),
Original Bills/ receipts/ invoices connected to expenses incurred/ purchases made during the delay period,
Copy of the passport/ visa with entry & exit stamp.
For reimbursement of expenses of Your Loss of passport:
Police Report obtained within 24 hours of becoming aware of the theft.
Bills/ receipts of expenses incurred in obtaining a new/ fresh passport.
With Rs 60.29 cr in Revenues, Future Generali Net Worth increases by 50% in FY 15
New MD, CEO of Future Generali – Munish Sharda.