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Group MultiGuard Policy
Introduction: Tata AIG Group MultiGuard Personal Accident Policy covers employees at an affordable rate and offers benefits such as hospitalization, disability and accidental death. Eligibility: Minimum age- 18years, maximum- 65 years.
Exclusions
Pre-existing conditions. Conditions arising due to suicide, self-inflicted injury, war, illegal act, riots, acts of terrorism etc. Bacterial infections, AIDS, dangerous sports, pregnancy or related illnesses to childbirth. Tata AIG General Insurance Launches Three New Health Products for Consumers Tata AIG to Double its Exposure in Health Insurance
Benefits
Continuous coverage of Accidental Death and Dismemberment worldwide and without break. Double coverage: In case of Accidental death/dismemberment by bus/train offers double coverage. Triple coverage: In case of Accidental death/dismemberment due to National disaster (Flood, Landslide and volcanic eruption). Daily Cash benefit: For cases of hospitalization due to accident. Flexibility – Offers 4 levels of coverage Additional Benefits: Accidental Death and Dismemberment Benefit subject to a limit of 500,000 INR. Accidental Death & Dismemberment – Common Carrier – subject to a limit of 1000000 INR. Accidental Death & Dismemberment – Natural Disaster – subject to a limit of 1500000 INR. Accident Medical Expenses subject to a limit of 5000 INR. Permanent Total Loss including Permanent Total Disability subject to a limit of 500000 INR. Accident Hospital Cash per day,subject to a limit of 1000 INR (up to 30 days) Repatriation of Remains subject to a limit of 5000 INR.