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Personal Accident Insurance
Introduction: This plan covers your employees across a wide range of options like accidental death cover, disability cover, childrens education allowance etc. Eligibility: A corporate with a minimum of 50 employees.
Buy personal accident Insurance policy
Pre-existing conditions. Conditions arising due to suicide, self-inflicted injury, war, illegal act, riots, acts of terrorism etc. Bacterial infections, AIDS, dangerous sports, pregnancy or related illnesses to childbirth. Tata AIG General Insurance Launches Three New Health Products for Consumers Tata AIG to Double its Exposure in Health Insurance
Benefits
Accidental Death – Due to Accident Dismemberment -Loss leading to limbs, loss of eyesight/ hearing, etc. Permanent Total Disability/Permanent Partial Disability Weekly Benefit – This helps to bear expenses during temporary loss of job due to injury. Accident Medical Expenses Reimbursement -OPD and In patient expenses during accidents. Additional Benefits: Education Allowance -Maximum of 10% of Sum Insured subject to an upper limit of 100000 INR. Family Transportation – Maximum of 25000 INR Modification Allowance – Maximum of 25000 INR. Repatriation Of Remains – Funeral expenses subject to a maximum of 5000 INR. Policy Details: 24×7 worldwide coverage. The Sum Insured is based on Salary or Category, as per need with an option for Accidental Death benefit Endorsements: These are allowed as declared or on a monthly basis. Premium is charged from the date of intimation but coverage begins from joining.
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