HDFC Personal Accident Insurance
Bharti AXA General Insurance Company Limited is a joint venture between Bharti Enterprises which is a reputed Indian business group and AXA which is a world leader in financial protection and wealth management. The Bharti Axa company started its operations August 2008 and within the first year itself it received dual certifications of ISO 90012008 and ISO 27001 2005. It is the first organization dealing in general insurance that has received these two certifications in the very first year of operations. These certifications were subsequently renewed in the year 2012 for three more years. Two-wheeler insurance offered by the company falls under the category of Motor Insurance plans offered. Two wheeler insurance plans as mandated by the law are offered with extra additions at the discretion of the customer who can make additions to increase the scope of coverage extended on his two-wheeler vehicle
HDFC Personal Accident Insurance Overview
Duly signed Claim form by the insuredli liOriginal RC Copy of the Vehicleli liOriginal Driving License as well as a self-attested copyli liCopy of the first two pages of the Policyli liFIR or charge sheet in case of major damage or third party property damage or theft of the vehicle or damages due to riot strike or malicious actsli liOriginal Estimateli liOriginal repair invoice and payment receipt. If the repair was done in a preferred workshop under the cashless scheme only the repair invoice is requiredli liSatisfaction letter will have to be provided if the customer would like to avail the cashless facility at Bharti AXAs preferred workshops or garages.li liA stamp is required in case of company-registered vehicles original documents.li ulh3 styletext-align justifystrongFor Theft Claimsstrongh3ul styletext-align justify liClaim form duly signed by the insuredli liRC Copy of the Vehicle with all original keysli liThe Driving License original and a self-attested copyli liCopy of the original Policyli liOriginal FIR copy of the complete report of the theftli liRTO transfer papers duly signed along with Form number 28 29 30 and 35 (if hypothecated)li liFinal Report a no-trace report from the police stating that the vehicle cannot be locatedli liA stamp is required in case of company-registered vehicles original documents.
Advantages of Buying HDFC Personal Accident Insurance
The organization of Bharti AXA received two international certifications within its first year of operations both of which were again renewed for three years in 2012. This remarkable achievement demonstrates the organizations focus on quality customer relationships and the simplification of the claims process. Today the organization is a preferred brand in the insurance industry. This insurance is important as it protects the customer against damages that has been caused to their vehicle or a third party in case there is an accident. Given below are the advantages of buying two-wheeler insurance plans from Bharti AXA General Insurancepul styletext-align justify liFast claim settling processli liLarge network for cashless claimsli li24 hours customer care supportli liA comprehensive two-wheeler insurance plan is offered by the company which covers for both personal accident cover and third party legal liability under the same plan.li liBharti Axa two Wheeler Insurance Claims can be renewed online simply by logging on the companys websiteli liPlan can be bought online or even renewedli liUp to 50% of the No Claim Bonus of any existing plan from another insurer can be transferred to the two-wheeler insurance plan bought from Bharti AXA General Insurance Company. In case the customer is transferring a car insurance policy for the first time to Bharti AXA Insurance they can be sure that Bharti AXA will retain the number of claim-free years that has accumulated under the previous policy so long as the two-wheeler vehicle is insured within ninety days of the renewal due date.li liThere is a facility of SMS alerts on the claim status operated through the companys 247 call centers.li liOver 2000preferred workshops across the country that are associated with Bharti AXA provides access to hassle-free inspection services and gives the customers high standards of service for their insurance plans.li liPersonal Accident Cover is provided to the customer in case of the death or permanent total dismemberment that arises out of the two-wheeler accident.