Q: What is health insurance?
Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Q: What is health plan?
A term that refers to any plan that offers medical services to its members.
Q: What is critical illness?
Critical illness is a life-threatening condition, which is generally strictly defined. Most critical illness policies provide for the payment of a lump sum benefit if the policyholder is diagnosed as suffering from one of a number of specified terminal illnesses.
Q: What is organ transplantation?
An organ transplant is a surgical operation in which a failing or damaged organ in the human body is removed and replaced with a functioning one. The donated organ may be from a deceased donor, a living donor, or an animal. … Cadaveric organ donation involves removing organs from a recently deceased donor.
Q: What is Pre-hospitalisation Cover?
Pre-hospitalisation expenses in health insurance refer to those medical expenses which we incurred for the same illness which you got admitted later on. Most health insurance plans will cover these medical expenses for anywhere between 45 to 90 days after the discharge date from the hospital.
Q: What do you mean by maternity benefit?
(British National Insurance scheme) a payment (maternity allowance) made to a pregnant woman who usually works but does not qualify for statutory maternity pay, normally from 11 weeks before confinement for a period of 18 weeks; there is also a flat-rate benefit (maternity grant) for those on low incomes.
Q: What is Domiciliary Hospitalisation?
Domiciliary Hospitalisation means medical treatment for an illness/disease/injury which in the normal course would require care and treatment at a hospital but is actually taken while confined at home under any of the following circumstances.
Q: What is Convalescence benefit?
Convalescence benefit is also known as recuperating/recovery benefit. Under this benefit, the health insurance company covers the incurred recovery expenses for the insured. … Under the loss of income benefit, the insurance provider covers a lump sum in case there is a prolonged hospitalization.
Q: What is inpatient physiotherapy?
Inpatient rehabilitation generally refers to physician and therapy services you receive during a stay in a hospital. Outpatient rehabilitation refers to services you receive when you are not admitted to the hospital, such as physician services and physical, occupational, and speech therapy.
Q: What is Ayush Treatment?
The treatment approach in the Ayurveda system is holistic and individualized having preventive, curative, mitigative, recuperative and rehabilitative aspects. … Normally treatment measures involve use of medicines, specific diet and prescribed activity routine. These three measures are used in two ways.
Q: What is Cumulative bonus?
Cumulative bonus is an increase in the sum insured by a specified percentage for every claim free year, subject to a maximum limit without any additional premium.
Q: What is Recharge of Sum Insured?
The Recharge benefit automatically reinstates up to 100% of the Sum Insured amount when the Sum Insured amount gets reduced owing to an earlier claim that has been disbursed.
Q: What is Cancer?
Cancer is the name given to a collection of related diseases. In all types of cancer, some of the body’s cells begin to divide without stopping and spread into surrounding tissues. … Cancerous tumours are malignant, which means they can spread into, or invade, nearby tissues.
Q: What are eye diseases?
Optic nerve disorders, including glaucoma. Retinaldisorders – problems with the nerve layer at the back of the eye. Macular degeneration – a disease that destroys sharp, central vision. Diabetic eye problems. Conjunctivitis – an infection also known as pinkeye.
What is Family Health Insurance?
Family Health Insurance is an insurance plan that gives you an opportunity to secure financially not only your health, but also the health of your partner, children, or even in-laws. This plan is good for families with good medical histories. It gives you an opportunity to ask for insurance when two or more members of family need extra help with health.
When it comes to Family Health Insurance plan it will be required to name the number of family members that you have and the number of the members that you want to be in the insurance papers. Moreover the age of your younger and older members of the family due to the fact that after crossing certain age limitation – the policy will expire.
It’s good to invest in the health of your family members before anything happens, so eventually you will have no need to worry about the source of income.