CIN: U72900KA2018PTC110119
Health insurance

Let Us Insure Your Happiness!

Easy Insurance. Zero Hassle. Full Commitment.

Welcome to Insuremile: Your Trusted Partner in Health Security

Insuremile understands the importance of safeguarding your most valuable asset—your health. Having a trustworthy health insurance plan is more than a luxury in this uncertain world; it is an absolute need. We take pride in being your trusted partner, offering the best health insurance solutions in India tailored to meet the unique needs of individuals, families, and senior citizens.

Why Insuremile?

Someone who cares about your health and knows their way around the insurance industry is the best choice when it comes to protecting it. When it comes to health insurance in India, we are the most dependable and customer-focused option, and we will make sure you get the best coverage possible.

Insuremile promises comprehensive health insurance, unmatched benefits, and a customer-centric approach. Choose us for the best health insurance in India because your health and well-being deserve nothing but the best. Partner with us today and experience the assurance of a healthier, happier tomorrow.

Comprehensive Health Insurance Plans for Family

We are dedicated to making sure that your family stays healthy, because that is what matters most to you. The health insurance plans for family is designed to provide comprehensive coverage, encompassing a range of medical expenses.
Our family-centric approach means that you can rest easy, knowing that your loved ones are protected with the best health insurance plan available. From hospitalization costs to outpatient treatments, we’ve got you covered.

Revolutionary Solutions for Every Person

Insuremile recognizes that each individual is unique, and so are their health needs. Our diverse range of health insurance plans caters to the specific requirements of every policyholder. Whether you’re a young professional seeking basic coverage or someone with specific health concerns, we have the best health insurance in India for you. Our plans are flexible and can be customized to match your lifestyle and financial preferences.

Specialized Health Insurance for Senior Citizens

Our healthcare requirements evolve with age, making it all the more important to have adequate coverage. We specialize in providing health insurance for senior citizens that addresses the unique health challenges associated with aging.
Our plans offer comprehensive coverage for hospitalization, medical consultations, and other healthcare expenses, ensuring that you or your elderly loved ones receive the best care without the burden of financial stress.

Unmatched Protection and Advantages

We stand as a beacon of excellence in the health insurance landscape, offering plans that not only meet but exceed industry standards. Our commitment to providing the best health insurance is reflected in the extensive coverage and benefits we offer.
Feel secure in the knowledge that our plans, which provide cashless hospitalization and coverage for pre-existing conditions, are adequately protecting your health and financial stability.

Customer-Centric Approach

What sets us apart is our unwavering dedication to our customers. We understand that navigating the world of health insurance can be complex, and we are here to simplify the process for you. Our customer support team is always ready to assist you, whether you have questions about our health insurance plans or need guidance in choosing the best option for your needs.

Why Go For Insuremile?

We do the hard work, so you can stay worry-free!

We Ensure You Get The Best

Super Premiums at a Lower Cost –Our insurances can be availed by all. We believe in insuring people’s assets with the maximum guarantee at a minimum cost.

We Suffice Your Need For Speed

Fast and Hassle-free – We also believe in saving your time. And thus, we have made our insurance claim system super-easy and effortless. No more tedious paperwork; everything is done online.

We Take Convenience To The Next Step

Free Policy Services –You can Renew Policy, Cancel Policy, or Change Policy details without a single cost. All these services are complimentary.

We Make This A Piece OF Cake For You

Door Step Claim Services – We also offer File Claims, Claim status, Claims centers, and much more.

We Got Your Back No Matter What

Free Emergency Services –Nearby Hospitals, Nearby Repair centers, Nearby Ambulance

Free Nearby Services – Nearby Traffic, Nearby Parking centers, Nearby Policy stations

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Meet all your costly medical requirements without worry or second thought. Just be insured with us.

Hear It From “THEM”!

We Are Loved By Our Customers. Let’s Hear What They’re Saying About Us

Rahmath NiyasRahmath Niyas
09:46 24 May 24
Really satisfied 😊
fazil haqfazil haq
09:44 22 May 24
Athul Jr 008Athul Jr 008
10:28 21 May 24
shabana vpshabana vp
07:55 21 May 24
Arjun HariArjun Hari
07:41 21 May 24
Shreenath SShreenath S
05:27 21 May 24
05:19 19 May 24
Arunkumar VArunkumar V
11:05 18 May 24
Very very supporting customer executive. Thank you Mrs. Krishnaveni👏
vinu vinuvinu vinu
15:58 16 May 24
hanumesh kulkarnihanumesh kulkarni
10:10 16 May 24
Wonderful service I'm really happy for the staff behaviour and quick response
Jiju JamesJiju James
11:40 15 May 24
00:45 15 May 24
Explained the policy details, more about NCB , and help to choice the correct policy with proper time, Follow up is good
Vibrant TechnoVibrant Techno
11:08 14 May 24
kiran kirankiran kiran
10:59 12 May 24
Shivakumar BsShivakumar Bs
07:39 12 May 24
Rashmi m Rashmi mRashmi m Rashmi m
10:23 11 May 24
Pavi BowPavi Bow
06:22 11 May 24
Very good service ...really good response to customer ...
Karthi SKarthi S
14:26 09 May 24
14:18 09 May 24
Good service & such a wonderfull company. .!!
suresh naidusuresh naidu
13:50 09 May 24
Your service was really good I was satisfied with it Thank you
Mahamad MustafaMahamad Mustafa
13:15 09 May 24
Very Nice and Good and Fast Response....😊
Lokamma NaveenLokamma Naveen
13:04 09 May 24
Jayanthi SJayanthi S
12:40 07 May 24
This is very useful for me . The company is supported like a good 👍 service. I hope you
Sattarkhan KhanSattarkhan Khan
11:59 07 May 24
"Tnk u insuremile company,Very good service provided for customer."👌
Adiveppa TeliAdiveppa Teli
10:56 07 May 24

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A term that refers to any plan that offers medical services to its members.

Health insurance premium will calculate based on the policy type i.e. individual or family, floater, sum insured of policy, age of the insured person and other factors. On an average, the health insurance premium for a sum insured of Rs. 5 lakhs that an individual might have to pay around Rs. 5,000 to Rs. 10000, depending upon the policy type and insurance company.

Compare health insurance policy is way to get best policy to suit your needs, you must explore online to get 3 insurance companies quotes before you make up mind to buy health insurance policy, so that you know benefits and premium of health insurance policy, you may end up save hug amount of money and insurance company may offer you better coverage based your age and city of living. Online websties may offer better additional free riders such as cashless hospital claims, top up sum insurance when you need extra coverage etc.

There are 3 type’s of health insurance health plan, personal accident and critical illness.

No one knows what will happen tomorrow. And sometimes personal health insurances can be less beneficial in case a couple of members of family get sick. Be sure to think beforehand about the possibility of securing more than one member of your family.

A pre-existing condition in a health insurance policy refers to a medical condition or disease that existed before you obtained the insurance coverage. This term is significant because insurance companies typically do not cover such pre-existing conditions within a specific timeframe, usually 48 months prior to the start of the first policy. This means that pre-existing conditions may be considered for payment only after completing 48 months of continuous insurance coverage. It’s important to understand these terms and conditions regarding pre-existing conditions when choosing or managing a health insurance policy.

Family Floater is one single policy that takes care of the hospitalization expenses of your entire family. The policy has one single sum insured, which can be utilized by any/all insured persons in any proportion or amount subject to the maximum overall limit of the policy sum insured. Quite often Family floater plans are better than buying separate individual policies. Family Floater plans to take care of all the medical expenses during sudden illness, surgeries, and accidents.

Yes, you can change your health insurance policy during renewal by switching to a different plan or insurance company. It’s important to review your coverage needs and compare options before making changes.

Cashless hospitalization allows insured individuals to avail medical treatment at network hospitals without paying cash upfront. Under the cashless hospitalization benefit in health insurance, the insurance provider pays the hospital directly for the covered medical expenses, based on the terms and conditions outlined in the policy.

There is no fixed limit to the number of claims you can make in a year. However, the total amount of claims should not exceed the sum insured specified in your policy.

If your claims exceed the sum insured in a year, you will have to bear the additional medical expenses out of pocket. The insurance company will not cover any amount beyond the sum insured.

The waiting period in health insurance is the duration you need to wait from the policy commencement date before you can start claiming insurance benefits. During this period, the insured cannot make any claims.

The waiting period duration can vary depending on the insurance provider and the type of health insurance policy. Common waiting periods include:

  • Initial Waiting Period: Usually 30 days from the start of the policy, during which no claims are entertained except for accidental injuries.
  • Pre-Existing Diseases (PED) Waiting Period: Typically ranges from 2 to 4 years, depending on the insurer and the specific condition.
  • Specific Ailments Waiting Period: Some specific illnesses or treatments may have a waiting period of 1 to 2 years.
  • Maternity Benefits Waiting Period: Often ranges from 9 months to 4 years, depending on the policy.

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