Health insurance is a type of insurance coverage that pays for medical and surgical expenses incurred by the insured. Health insurance can reimburse the insured for expenses incurred from illness or injury, or pay the care provider directly.
Critical illness is a life-threatening condition, which is generally strictly defined. Most critical illness policies provide for the payment of a lump sum benefit if the policyholder is diagnosed as suffering from one of a number of specified terminal illnesses.
An organ transplant is a surgical operation in which a failing or damaged organ in the human body is removed and replaced with a functioning one. The donated organ may be from a deceased donor, a living donor, or an animal. … Cadaveric organ donation involves removing organs from a recently deceased donor.
Pre-hospitalisation expenses in health insurance refer to those medical expenses which we incurred for the same illness which you got admitted later on. Most health insurance plans will cover these medical expenses for anywhere between 45 to 90 days after the discharge date from the hospital.