Health Protector Policy
Introduction “Dont forget to protect yourself from unfortunate illnesses”. This policy covers you and your family against expenses of hospitalization, organ transplant, surgical expenses and medical expenses in case of injury or illness. You can cover your whole family under this policy. Key Features Room expenses and ICU expenses are covered according to the city in which you are living Registration charges, service charges and surcharge are covered up to 0.5% of sum insured. Terrorism is covered. It covers the fees of surgeons, physicians and other medical practitioners. Ambulance charges up to 1% of sum insured or Rs 2500 is covered whichever is less.
On every claim free renewal, sum insured is increased by 5% and it can be extended up to 50% on regular claim free renewals. After 4 claim free years, cost of health checkup will be covered up to 1% of sum insured. Vaccination charges up to 10% of (premium paid in two years) will be covered after two claim free renewals without break.