Max Bupa Heath Companion Family First Insurance Policy
Medical expenses are in direct proportion to the number of members in a family. These expenses can mount heavily if you have a joint family. Get coverage for up to 19 relationships with individual sum insured for each member and a floater sum insured that can be used by any family member.
Covers all hospitalization expenses
Pre & post hospitalization expenses also included
Covering AYUSH treatment (Ayurveda, Unani, Siddha and Homeopathy) up to the base sum insured
Ambulance in case of emergency
Hospital cash (Optional) Rs. 1000/Day
Details About Premium
Annual premium depends on the plan chosen. For details please refer to the website.
Individual Base Sum Insured: Rs. 1 Lakh, Rs. 2 Lakh, Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh & Rs. 10 Lakh
Floater Base Sum Insured: Rs. 3 Lakh, Rs. 4 Lakh, Rs. 5 Lakh, Rs. 10 Lakh, Rs. 15 Lakh & Rs. 20 Lakh
Coverage type: Individual/Family floater
No claim bonus: 20% incremental bonus on sum insured to a maximum of 100% of base sum insured for each claim free year.
Discount: In case the policy term is extended to 2 years then 12.5% discount can be availed on 2nd year premium.
Additional Features or Riders
New born to senior citizen, all are covered
Free health check-up every 2 years
International Cashless facility
No treatment covered within first 90 days until it is a case of accident/emergency
Benefits not applicable on pre-existing diseases
Cosmetic, aesthetic, or related treatments will not be covered.
Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
Treatments consisting of non-allopathic medicine are not covered under this policy.