Here’s why your company health insurance is not enough

Here’s why your company health insurance is not enough

Most corporate insurance policies’ total coverage comes around Rs 1.5 -2 lakh, which amounts to only 20-30 percent of the total expenditure in case of serious health issues.
Insurance companies, corporates and employers also try to minimise the cost by providing bare-minimum coverage to their employees, such as co-pay and room rent limiting clauses.
In a country like India, where most of the families are dependent solely on one or two persons for all their financial expenses, getting insurance coverage that will cover the policyholder as well as the dependents are recommended.

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