CIN: U72900KA2018PTC110119

Introduction :

Scooter insurance is essential for safeguarding your two-wheeler against various risks such as accidents, theft, and natural disasters. However, many scooter owners are unsure about the number of claims they can make under their insurance policy. In this blog, we will explore the claim limits, factors affecting claims, and tips for managing your scooter insurance effectively.

Understanding Scooter Insurance Claims

Scooter insurance policies generally fall into two categories: third-party insurance and comprehensive insurance. The number of claims you can make may vary based on the type of policy you have and the specific terms and conditions set by the insurer.

Insurance claim form


1. Number of Claims Allowed

2. Factors Affecting Claim Limits

3. Tips for Managing Scooter Insurance Claims

4. Conclusion

While there is generally no fixed limit on the number of claims you can make under a scooter insurance policy, it’s crucial to manage your claims wisely. Frequent claims can impact your no-claim bonus and result in higher premiums. By understanding your policy, maintaining your scooter, and claiming only when necessary, you can make the most of your scooter insurance and ensure you’re adequately protected.

Call to Action:

For more information on scooter insurance and to find the best policy for your needs, visit InsureMile. Get expert advice and compare different plans to secure the best coverage for your scooter.



Can I make unlimited claims under my scooter insurance policy?
While most policies do not have a fixed limit on claims, frequent claims can affect your no-claim bonus and result in higher premiums.

What is a no-claim bonus (NCB)?
An NCB is a discount on your premium for each claim-free year. Making a claim can reduce or eliminate this discount.

Should I claim for minor damages?
It’s often better to cover minor damages out of pocket to preserve your no-claim bonus and avoid higher premiums.

What documents do I need for a scooter insurance claim?
Typically, you need your policy document, registration certificate, driving license, and a completed claim form.

How can I reduce my scooter insurance premiums?
Maintaining a claim-free record, choosing higher deductibles, and installing anti-theft devices can help reduce premiums.


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Is Insurance Required For Electric Scooters in India?

InsureMile’s Scooter Insurance: Revealing the Value of Add-Ons

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