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ICICI Bank Fixed Deposit Plans

AEGON Life iReturn Insurance Plan

Icici Bank FD Rates

ICICI, one among Indias biggest banks in the private sector, has its presence in many countries. It offers several banking services and financial products. Its wide array of products does not just target the retail customer, but they are also for the corporate sector.

ICICI Bank Fixed Deposit

Several banking products of the bank are carefully designed to accommodate the financial needs of every individual. ICICI fixed deposit scheme is a popular one as it offers competitive rates.

The distinct features of a fixed deposit in ICICI are:

  • It serves as a practical savings solution
  • It involves low risk
  • It is apt for investors who prefer capital protection
  • The deposit schemes offer a strong balance between returns and liquidity
  • All the schemes offer complete safety with liquidity

The Different Fixed Deposit Schemes by ICICI Bank

All of the schemes by ICICI bank offer flexibility in terms of payout options and tenure. This lets the investor plan his deposits based on his financial needs. ICICI FD interest rates are competitive.

There are traditional plans and specialized fixed deposit packages for the senior citizens.

The attractive ICICI FD rates vary depending on the tenure of the deposit. The FD interest rates in ICICI can be earned on a monthly basis or quarterly basis based on the plan chosen.

Added Benefits

Loans can be availed against fixed deposits at ICICI bank. The bank also issues credit cards against the deposits.

ICICI Bank Fixed Deposit Rates

It is advisable to reconfirm the FD Rates from the bank before making any decision on basis of data provided below.

For Domestic Deposits – Less than Rs. 1 cr (As on Jul 19, 2017)

For Domestic Deposits – Rs. 1 cr to Less than Rs. 5 cr (As on Jul 31, 2017)

For Domestic Deposits – Rs. 25 cr to Less than Rs. 250 cr (As on Jul 31, 2017)

For Domestic Deposits – Rs. 250 cr to Less than Rs. 500 cr (As on Jul 31, 2017)

For Domestic Deposits – Rs. 5 cr to Less than Rs. 25 cr (As on Jul 31, 2017)

For Domestic Deposits – Rs. 500 cr and above (As on Jul 31, 2017)

Tax Saver FD (Max Deposit – 1 LPA)

Tax Implications

  • The amount invested in Fixed Deposit with a tenure of 5 years with ICICI Bank is eligible for tax deduction under IT section 80C, whereas the interest earned on the investment is taxable.
  • The applicable tax will be deducted at source, i.e. ICICI Bank, in case the annual interest earned crosses Rs. 10,000.

For NRO Fixed Deposit – Less than Rs. 1 cr (As on Jul 19, 2017)

For NRO Fixed Deposit – Rs. 1 cr to Less than Rs. 5 cr (As on Jul 31, 2017)

For NRO Fixed Deposit – Rs. 25 cr to Less than Rs. 250 cr (As on Jul 31, 2017)

For NRO Fixed Deposit – Rs. 250 cr to Less than Rs. 500 cr (As on Jul 31, 2017)

For NRO Fixed Deposit – Rs. 5 cr to Less than Rs. 25 cr (As on Jul 31, 2017)

For NRO Fixed Deposit – Rs. 500 cr and above (As on Jul 31, 2017)

For NRE Fixed Deposit – Less than Rs. 1 cr (As on May 17, 2017)

ICICI Bank Fixed Deposit Plans