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What Is Meant By IFSC Code?
IFSC is the short form for Indian Financial System Code. This is a system of ascribing a unique code to each branch of every bank which will distinguish them from each other. Further, this unique code is used for the transfer of funds through electronic means such as NEFT and RTGS.
Indian Overseas Bank IFSC Code
The Indian Overseas Bank has an IFSC code which begins with the letters IOBA. These letters indicate the code of the bank. The IFSC code of each branch, such as the Gurgaon branch, the Pune branch or the Bangalore branch, of the Indian Overseas Bank, will begin with IOBA. But they differ in the last six digits However, if you want to know the code without creating an account, you can do so via the internet. There is an official website of IFSC code where you can know all about this code.
How Is the IFSC Code Made – The Structure
The IFSC code is a combination of alphabets and numbers. The Code has eleven characters. The first four characters are letters which represent the bank code. The last six are entirely digits, or number, which represent the branch code. The last six digits are what make each IFSC code unique. The fifth character is a zero.