Apollo Munich Individual Easy Health Insurance Premium Details:
Annual premium in Rupees
Individual Sum Insured
*The above rates may change. Please check the policy wordings to get more information
Apollo Munich Individual Easy Health Insurance Policy Details
Sum Insured: 3 lacs to 50 lacs
Coverage type: Individual/ family
Grace period: Grace Period of 30 days for renewing the policy is provided under this policy.
Renewal Policies: The Easy Health policy offers lifelong renewability i.e. there is no maximum cover ceasing age in this policy
Policy termination: You may terminate the policy at any time by giving us a written notice. The cancellation shall be from the date of receipt of such written notice. Premium shall be refunded as per table below IF AND ONLY no claim has been made under the Policy
Free look period
A period of 15 days after date of receipt of policy to review terms and conditions during which insured can cancel it with due refunds.
Additional Features or Riders
Sum Insured Enhancement -Sum Insured can be enhanced only at the time of renewal subject to no claim have been lodged under the policy. In cases where the sum insured increase is more than one grid up, the case shall be subject to medicals.
Tax Benefits -you can presently avail tax benefits for the premium amount under Section 80D of the Income Tax Act. (Tax benefits are subject to changes in Tax Laws)
Family Discount of 5% if 2 members are covered and 10% if 3 or more family members are covered under Easy Health Individual Health Insurance Plan.
7.5% Discount on premium if Insured Person is paying premium of 2 years in advance as a single premium.
Our claim form, duly completed and signed for on behalf of the Insured person
Original bills with detailed breakup of charges (including but not limited to pharmacy purchase bill, consultation bill, and diagnostic bill) and any attachments like receipts or prescriptions in support of any amount claimed.
Original payment receipts
All reports, including but not limited to all medical reports, case histories, investigation reports, treatment papers, discharge summaries.
Discharge Summary containing details of date of admission and discharge.
Invoice/Sticker of the Implants.
A precise diagnosis of the treatment for which a claim is made.
A detailed list of the individual medical services and treatments provided and a unit price for each.
Prescriptions that name the Insured Person and in the case of drugs: the drugs prescribed, their price and a receipt for payment.
Previous treatment record along with reports, if any
Treating doctors certificate regarding the duration.
MLC/ FIR copy/ certificate regarding abuse of Alcohol/intoxicating agent, in case of Accidental injury
Apollo Munich Individual Easy Health Insurance Eligibility Criteria:
Minimum Age- 91 days
Maximum Age- 65 years
A dependent child can be covered from the 91st day provided that either of the parents is covered under this policy.
The minimum entry age for adult dependent is 18 years and maximum entry age is 65 years.
Maximum 6 members can be added in a single policy. In an individual policy, a maximum of 4 adults and a maximum of 5 children can be included in a single policy. The 4 adults can be a combination of Self, Spouse & either set of parents or grandparents or parents in Law.
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