Apollo Munich Optima Restore Health Insurance Plan Benefits
The plan covers a wide range of treatments like Pre & Post-Hospitalization, In-Patient Hospitalization, Day-Care Procedures, and Domiciliary Treatment.
The Stay Healthy package along with this policy ensures you maintain a healthy lifestyle and get expert advice on your diet and workout regime.
You also get tax benefits for the premium amount under Section 80D of the Income Tax Act (Tax benefits are subject to changes in Tax Laws).
The capital insured can be enhanced at the time of renewal of the policy.
The waiting period of 3 years is applicable for pre-existing diseases
Cosmetic, aesthetic, or related treatments will not be covered.
Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered.
Treatments consisting of non-allopathic medicine are not covered under this policy.
Hospitalization due to war or an act of war or due to a nuclear, chemical or biological weapon and radiation of any kind.
Policy termination – Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded.
Free look period – If you are not happy with the coverage, terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim.
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