Insurance claim cannot be denied on presumption of pre-existing disease: NCDRC

Insurance claim cannot be denied on presumption of pre-existing disease: NCDRC

The NCDRC, the apex consumer commission, has held that an insurance claim cannot be denied on mere presumption that a person might be suffering from a pre-existing disease. The National Consumer Disputes Redressal Commission (NCDRC) said even if the insured person was suffering from a disease and did not know about it nor was taking any treatment for the same, the claim cannot be denied by an insurance company.

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