The policy covers ICU hospitalisation expenses up to twice the daily expense. The policy provides accident hospital confinement expense up to twice the daily benefit. To take care of convalescence expenses fixed lump sum amount is provided. Under Sec. 80 D of Income Tax Act the premium paid is exempt from Income Tax. COVERAGE OPTIONS 1) 30 Days coverage 2) 60 Days coverage 4 options are available. Details are given in the following table- *Benefit amount in INR