In-patient Treatment – Medical Expenses for Hospitalization above 24 hrs. Pre-Hospitalization – Medical Expenses incurred in 60 days before the admission in the Hospital. Post-Hospitalization – Medical Expenses incurred in 90 days after the discharge from Hospital. Day-Care procedures – Medical Expenses for enlisted 140 Day care procedures Organ Donor– Medical Expenses on harvesting the organ from the donor for organ transplantation. Emergency Ambulance– Actual expenses incurred or Rs. 2,000 whichever is lower per Hospitalization for utilizing ambulance service for transporting Insured Person to Hospital in case of an Emergency. Domiciliary Treatment – The Medical Expenses incurred by an Insured Person for availing medical treatment at his home which would otherwise have required Hospitalization.