Benefits-mediraksha-plan

Details About Premium Annual premium in Rupees *The above rates may vary. Please check the policy wordings for more details. Policy Details Minimum sum assured – 50000 Maximum sum assured – 1 lakhs Coverage type: Individual/ family floater Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received. Policy termination: 3 months prior to the expiry of the policy Additional Features Or Riders Additional 7.5% discount by paying premium of 2 years in advance Sum Assured can be enhanced at the time of renewal Copayment of 15%,on each and every claim under this policy Exclusions Pre existing disases will not be covered for the first 4 policy years given there has been continuous renewal from the policy start date Treatment done in the first 30 days from the commencement of the policy, unless the treatment is done as a result of accident or emergency. This is referred to as a waiting period. Any illness or disease contracted due to intake of alcohol/drugs or other addictive substances will not be covered. The waiting period for specific conditions will be 24 months. Any pre-existing condition will be covered after a waiting period of 48 months.