Benefits-tax-gain-health-plan

Single policy can be continued till the insured reaches 75 years Simplified premium slabs 18 yrs -55 yrs 56- 75 yrs No restrictions of waiting periods to claim under OPD expenses Dental procedures & treatment covered under OPD section Cost of Spectacles, dentures, crutches also covered under OPD Section Provides Tax benefit under section 80 D of Income Tax Act Hassle free in-house claim settlement Details about Premium *The above premium rates may change. Please see the policy wordings for more information Policy Details Coverage: You and your spouse Grace period: 15 days grace period is allowed for payment of premium. If policyholder fails to make payment within the grace period, waiting period of 2 or 4 years shall start again. Portability: If you are insured under any other health insurance policy of Non-life insurer, you can shift to Bajaj Allianz Health Guard Individual policy with all your accrued benefits after due allowances for waiting periods. Policy termination: Policyholder is allowed to terminate the policy at anytime by giving a 15 day written notice. In case no claim has been made under the policy, percentage of premium will be refunded. Free look period: You can cancel the policy within 15 days of receipt of the policy documents if you are not satisfied with its coverage, features or terms and conditions. You can only call off the policy if no claim has been made within that period. Exclusions Cost of spectacles is not covered in first year of the policy. This cost is payable from 2nd year of continuous renewal subject to amaximum limit of 25% of the OPD limit. Cosmetic, aesthetic, or related treatments will not be covered. Any illness or disease contracted due to intake of alcohol or other addictive substances will not be covered. Treatments consisting of non-allopathic medicine are not covered under this policy. Accident due to drunk driving.