In case of death of the life insured within the policy tenure, the Sum Assured is paid to the nominee as death benefit and the policy terminates and nothing further is payable Additional protection can be opted for in this plan by choosing for additional riders available: DHFL Pramerica Traditional Critical Illness Rider and DHFL Pramerica Traditional Accidental Death Benefit Rider Income tax benefit on the premium paid as per Section 80C of the Income Tax Act