Add on plan to cover the excess expenditure beyond the threshold limit or any amount reimbursed or reimbursable under any Health Insurance Policies/Reimbursement scheme whichever is higher, up to the Sum Insured stated in the policy. Can be enrolled on Individual and Floater basis. For Individual plan all family members including the parents can be covered under single policy with difference sum insureds and threshold level. For group basis single sum insured level for all family members can be covered under the policy and the parents can take a separate policy. Multiple options with different Sum Insured and threshold limit. Benefits Under the plan All benefits under this plan shall be payable only if the aggregate of covered hospitalization expenses exceeds the Threshold level or any amount received/receivable under any Health Insurance policy/ Reimbursement scheme whichever is higher.