The insured will get the total Fund Value on Maturity The policyholder may exercise the Settlement Option and can avail the Maturity Fund Value in instalments over a period of 5 years post maturity Guaranteed Loyalty Additions @ 3% of the average Fund Value over the last 3 years is paid form the end of the 10th policy year and every 5 years thereafter On death of the policyholder, the Sum Assured is paid immediately. The future premiums are waived off and the total future premiums payable are credited to the Fund Account immediately which continues to grow as per the market experience Wealth Care Switcher Benefit activates the Systematic Allocator option if the policyholder dies Under the Education Support Benefit, the death benefit is paid out in instalments over the last 5 policy years Income tax benefit on the premium paid as per Section 80C and on claims under Section 10(10D) of the Income Tax Act.