Benefits-wellsurance-executive-health-policy

Details About Premium Annual premium in Rupees Policy Details Coverage type: Individual Grace period: 30 days for renewing the Policy. However, coverage would not be available for the period for which no premium has been received. Policy termination: 15 days prior to the expiry of the policy No Claim Period: 90 days from inception of the policy or 120 days for major surgeries Additional Features Or Riders Discounts onselected health check up packages at network hospitals Discounts at select gyms, spas, weight management centers and skin care Ambulance benefit is paid as a lump sum amount during hospitalisation Access to exclusive health and wellness related articles Free Health Helpline Exclusions Pre existing diseases will not be covered for the first 4 policy years given there has been continuous renewal from the policy start date Treatment done in the first 30 days from the commencement of the policy, unless the treatment is done as a result of accident or emergency. This is referred to as a waiting period. Any illness or disease contracted due to intake of alcohol/drugs or other addictive substances will not be covered. The waiting period for specific conditions will be 24 months Any pre-existing condition will be covered after a waiting period of 48 months Any treatment which begins during waiting periods except Accident related / War / Intentional self injury or attempted suicide / Abuse of drugs and alcohol and nicotine addiction / Treatment of Obesity / Sleep Apnoea / Maternity / Psychiatric or mental disorders / Congenital diseases / Conditions related to or arising out of HIV/AIDS / Intentionally self-inflicted Injury or illness. Professional Sports, Hazardous Activities Documents Required Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person. Eligibility Entry age for the policyholder, spouse and parents is 18 years to 65 years with lifetime renewal option. Tata AIG General Insurance Launches Three New Health Products for Consumers Tata AIG to Double its Exposure in Health Insurance