HDFC Health Suraksha GoldPremium Details-health-suraksha-gold-plan

There are different sum insured available under this policy. Different sum insured options are: 3lacs, 4lacs, 5 lacs, 7.5 lacs and 10 lacs for individual policies. For family floater policy sum insured options are:3 lacs, 4lacs, 5 lacs, 7.5 lacs and 10 lacs. Premium amount will depend on the age and sum insured chosen by the proposer. HDFC Health Suraksha GoldPolicy Details Minimum sum insured: Rs 3, 00,000 Maximum sum insured: Rs 10, 00,000 Policy period: Proposer can either choose one year or two year as policy period. Free look period: If the policy holder is not happy with the terms and conditions of policy, he/she can cancel the policy giving the reason for cancellation of policy. Documents Required: Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum insured and the age of the person. No medical checkup is required for a person of 45 years of age. Eligibility Criteria To BuyHDFC Health Suraksha Gold Children above 5 years can be covered provided their parents are also covered under this policy. There is no limit at age of entry. Inclusions in Health Suraksha Gold Plan By HDFC ERGO Health Insurance Exclusions in Health Suraksha Gold Plan BY HDFC ERGO Health Insurance A waiting period of 30 days for claims, other than bodily injury. Expenses incurred for tonsils, surgery are not covered for the first two years of policy period. Pre-existing diseases are covered after 48 months of continuous coverage from the company. Claims for diseases like sexually transmitted diseases, mental disorders and vaccination are not covered. Terrorism, war and radioactivity are not covered.