There are different sum insured available under this policy. Different sum insured options are: 3lacs, 4lacs, 5 lacs.7.5 lacs and 10 lacs. Premium amount will depend on the age and sum insured chosen by the proposer. HDFC Health Suraksha Gold RegainPolicy Details Minimum sum insured: Rs 3, 00,000 Maximum sum insured: Rs 10, 00,000 Policy period: There are two policy periods available for this policy. Proposer can either choose one year or two year as policy period. Free look period: If the policy holder is not happy with the terms and conditions of policy, he/she can cancel the policy giving the reason for cancellation of policy. Grace period:If the payment is due on renewal of the policy, grace period of 30 days is given to the policyholder to make the payment. Lifelong renewability: This policy can be renewed for lifelong.