How to File Accident Insurance a Claim?-personal-accident-insurance

To initiate claim process, one needs to inform the provider about the event within the specified time frame. You might be provided with a claim reference number. The following information is required to be submitted to the provider when intimating your claim- Your contact numbers Policy number Date and time of accident Name and contact details of insured person who is injured Location of incident Brief description on how the accident/ loss took place with its location details Extent of loss It is essential that these details are known to the family members or dependents (including spouse) also as an unexpected event such as demise may put them in situations where they are unaware of what to do next. In case of Accidental death/ disablement claim, following documents are required to submit- Death certificate Post-mortem report FIR report Medical certificate Medicine bills As a necessary precaution, policyholders can ensure that these details are kept for future reference of the family members so that they are not left helpless or any advantage unclaimed in the event of an unexpected event leads to a coma or even demise.