It is a participating plan with limited premium payment option There are 2 plan options of Option A and Option B Under option A, two payouts of 20% of SA and two of 30% of SA is paid every two years 5 years after the completion of the PPT Under Option B, 5 payouts @ 15%, 15%, 20%, 20% and 30% of SA is paid every year 5 years after the completion of PPT Simple reversionary bonus and terminal bonus add to the corpus