Details about Premium Premium rates Policy Details Grace Period: grace period as applicable under the base plan Policy Termination or Surrender Benefit: not applicable under the plan Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Exclusions In case of suicide only 80% of the premiums paid till death are returned Documents Required Policyholder has to fill up an `Application form/ proposal form of the base plan with accurate medical history along with the address proof. Medical examination may be required in some cases, based on the sum assured and the age of the person. ING Vysya Life Insurance gets Rechristened to Exide Life Insurance