Topup Health Plan Overview-top-up-health-plan

Introduction/Overview It is policy cover wherein you pay some extra to cover the bloating medical expenses that is very common in todays time. Heres an example to understand it better it better: Mr. X has a health insurance cover with sum insured 5 lakh. There is a claim in the policy for 7 lakh. The base policy provides cover up to 5 lakh and the sum insured gets exhausted. The remaining 2 lakh of claim amount has to be paid. The top-up cover takes care of this surplus amount and the complete claim of 7 lakh can be taken care of without you paying a single penny out of your own pocket. Key Features Takes care of increasing hospitalization expenses Additional cover over and above the existing cover Reasonable premiums as compared to the covered sum insured Waiting periods and exclusions are as per the base policy