UNI Criticare Introduction: This policy covers specific critical illnesses, which are excluded in normal health plans. It provides lump sum payment incase insured is diagnosed with one of the critical ailments. Any person between 21-65 years is eligible to purchase UNI Criticare. Key Benefits: Flexibility to choose from various sum insured options i.e. Rs. 1 lakh, Rs. 3 lakh, Rs. 5 lakh and Rs. 10 lakh. Waiting period of 90 days from the date of inception of the policy Survival period of 30 days from date of diagnosis