Introduction/Overview Unimedicare policy covers various expenses of illnesses/diseases. Various hospitalization benefits such as room boarding expenses, surgeon fees, nursing fees, cost of pacemaker and other expenses are covered. Key Features Family discount in premium Cumulative Bonus Cost of Health Check-up Ease of Timely Claims Settlement. Free Look Period of 15 days from the date of receipt of the Policy document so that you can review the terms and conditions of this Policy 30 days grace period for renewing the Policy. However, coverage would not be available for the period for which no premium has been received.