Health sector According to the health sectors, 2% of the expenses of health are being covered by Health Insurance. 17 – 18% urban people and less percentage of rural people get the coverage of health insurance. Contribution of Government All the public and the private sectors are helping the government to add all the low-income people under the scheme of “Pradhan Mantri Fasal Yojona. We should try to invest in general insurance policies apart from the other schemes to protect our life.