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Janata Personal Accident Policy
Introduction Janata personal accident policy provides coverage to any person in the age group of 10 to 70 years, irrespective of sex and occupation. This policy can be bought for groups. Key Features It basically provides coverage for permanent total disability and accidental death. Different sum insured are available under this policy but limited to Rs 1, 00,000.
Janata Personal Accident Plans Overview
Details about Premium Different sum insured amounts are available varying from Rs 25,000 to Rs 1, 00,000 in multiples of 25,000. Premium for sum insured of Rs 25,000 is Rs 15. Policy Details Minimum sum insured: Rs 25,000 Maximum sum insured: Rs 1, 00,000 Policy period: Policy can be bought for a period of maximum 5 years.
Product Specification
Details about Premium Different sum insured amounts are available varying from Rs 25,000 to Rs 1, 00,000 in multiples of 25,000. Premium for sum insured of Rs 25,000 is Rs 15. Policy Details Minimum sum insured: Rs 25,000 Maximum sum insured: Rs 1, 00,000 Policy period: Policy can be bought for a period of maximum 5 years.
Benefits
If coverage is taken for group, discount can be availed on premium. Payment can be made through debit and credit cards.
Documents Required
Policyholder has to fill up an `Application form/ proposal form to buy this policy. Medical examination may be required in some cases, based on the sum assured and the age of the person. Eligibility Criteria Proposer must be 18 years of age. Dependents should be in the age group of 5 years to 70 years. Inclusions It gives basically three coverages Accidental death: In case death occurs within 12 months of bodily injury. Permanent total disability: This might happen due to accident or external means. Permanent partial disability: This might happen due to accident or external means. Table of benefits (Benefit) *For more information, please check the policy wordings. Exclusions Intentional self-injury is excluded. Injuries arising out of adventure activities like racing, mountaineering etc.
Janata personal accident policy FAQs
Introduction
Janata Personal Accident Policy
Introduction Janata personal accident policy provides coverage to any person in the age group of 10 to 70 years, irrespective of sex and occupation. This policy can be bought for groups. Key Features It basically provides coverage for permanent total disability and accidental death. Different sum insured are available under this policy but limited to Rs 1, 00,000.
Janata Personal Accident Plans Overview
Details about Premium Different sum insured amounts are available varying from Rs 25,000 to Rs 1, 00,000 in multiples of 25,000. Premium for sum insured of Rs 25,000 is Rs 15. Policy Details Minimum sum insured: Rs 25,000 Maximum sum insured: Rs 1, 00,000 Policy period: Policy can be bought for a period of maximum 5 years.
Product Specification
Details about Premium Different sum insured amounts are available varying from Rs 25,000 to Rs 1, 00,000 in multiples of 25,000. Premium for sum insured of Rs 25,000 is Rs 15. Policy Details Minimum sum insured: Rs 25,000 Maximum sum insured: Rs 1, 00,000 Policy period: Policy can be bought for a period of maximum 5 years.
Benefits
If coverage is taken for group, discount can be availed on premium. Payment can be made through debit and credit cards.
Documents Required
Policyholder has to fill up an `Application form/ proposal form to buy this policy. Medical examination may be required in some cases, based on the sum assured and the age of the person. Eligibility Criteria Proposer must be 18 years of age. Dependents should be in the age group of 5 years to 70 years. Inclusions It gives basically three coverages Accidental death: In case death occurs within 12 months of bodily injury. Permanent total disability: This might happen due to accident or external means. Permanent partial disability: This might happen due to accident or external means. Table of benefits (Benefit) *For more information, please check the policy wordings. Exclusions Intentional self-injury is excluded. Injuries arising out of adventure activities like racing, mountaineering etc.
Janata personal accident policy FAQs
Introduction