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Jeevan Uday Plans
Jeevan Uday is a traditional life insurance plan providing the dual benefits of savings and insurance.
Exclusions
In case of suicide within 12 months from inception 80% of premiums paid are returned and within12 months of revival, higher of 80% of premiums paid or the acquired Surrender Value is payable
Key Features
This plan is a participating plan with fixed Premium paying Term of 10 years Under the Extended Life Cover, the plan runs for 1 year if at least one full years premium has been paid and subsequent premium is unpaid. The policy will be eligible for full death benefit for one year even if the premium is unpaid
Product Specification
Policy Details Details About Premium Annual premium in Rupees and Benefit Illustration Policy Details Grace Period: 30 days grace period is allowed for premium payment Policy Termination or Surrender Benefit: the policy can be surrendered after 3 years if one full years premium has been paid. The Surrender value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV) GSV = (% of all Premiums paid + % of vested bonuses) Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions The policy provides loan facility @ 90% of the SSV
Documents Required
Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person. ING Vysya Life Insurance gets Rechristened to Exide Life Insurance
Jeevan Uday Plans
Jeevan Uday is a traditional life insurance plan providing the dual benefits of savings and insurance.
Exclusions
In case of suicide within 12 months from inception 80% of premiums paid are returned and within12 months of revival, higher of 80% of premiums paid or the acquired Surrender Value is payable
Key Features
This plan is a participating plan with fixed Premium paying Term of 10 years Under the Extended Life Cover, the plan runs for 1 year if at least one full years premium has been paid and subsequent premium is unpaid. The policy will be eligible for full death benefit for one year even if the premium is unpaid
Product Specification
Policy Details Details About Premium Annual premium in Rupees and Benefit Illustration Policy Details Grace Period: 30 days grace period is allowed for premium payment Policy Termination or Surrender Benefit: the policy can be surrendered after 3 years if one full years premium has been paid. The Surrender value will be higher of the Guaranteed Surrender Value (GSV) or Special Surrender Value (SSV) GSV = (% of all Premiums paid + % of vested bonuses) Free Look Period: If you would not be pleased with the coverage, and terms and conditions of the policy, you have the option of canceling the policy within 15 days of receipt of the policy documents, provided there has been no claim. Inclusions The policy provides loan facility @ 90% of the SSV
Documents Required
Policyholder has to fill up an `Application form/ proposal form with accurate medical history along with the address proof and other KYC documents. Medical examination may be required in some cases, based on the sum assured and the age of the person. ING Vysya Life Insurance gets Rechristened to Exide Life Insurance