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Kotak Life Term Insurance Plans
Kotak e-Term plan is a pure protection term insurance plan. Kotak e-Term Plan has been specially designed to let you give that assurance to your family. In the event of death of the life insured during the term period, the beneficiary would receive Death Benefit as per plan option selected.
What are its features?
High level of protection at nominal cost. Multiple Plan Options Three payout options.
What are its key benefits?
Low Premium In built accidental death benefit In built waiver of premium on Total and Permanent disability. Waiver of Medicals for upto Rs. 1 Crore Cover. Additional protection with Kotak Critical Illness plus Benefit Rider.
What is the claim ratio?
The claim settlement ratio is 91.24%. Kotak Life settled 2,583 claims against the total claims 2,831 reported for the FY 2016-17, with a payout of Rs 96.6 Crores.
Why Insuremile?
The most important differentiator is InsureMile’s ‘Buy A Policy, Feed A Child’ mission. For every policy you buy, InsureMile on your behalf contributes 25 meals to a child. You are thus becoming part of a Social Movement to eradicate hunger among children in India. There is no additional amount to be paid for the social cause. It is part of the premium. You can claim tax benefits for the donation you have made.
Kotak Life Term Insurance Plans
Kotak e-Term plan is a pure protection term insurance plan. Kotak e-Term Plan has been specially designed to let you give that assurance to your family. In the event of death of the life insured during the term period, the beneficiary would receive Death Benefit as per plan option selected.
What are its features?
High level of protection at nominal cost. Multiple Plan Options Three payout options.
What are its key benefits?
Low Premium In built accidental death benefit In built waiver of premium on Total and Permanent disability. Waiver of Medicals for upto Rs. 1 Crore Cover. Additional protection with Kotak Critical Illness plus Benefit Rider.
What is the claim ratio?
The claim settlement ratio is 91.24%. Kotak Life settled 2,583 claims against the total claims 2,831 reported for the FY 2016-17, with a payout of Rs 96.6 Crores.
Why Insuremile?
The most important differentiator is InsureMile’s ‘Buy A Policy, Feed A Child’ mission. For every policy you buy, InsureMile on your behalf contributes 25 meals to a child. You are thus becoming part of a Social Movement to eradicate hunger among children in India. There is no additional amount to be paid for the social cause. It is part of the premium. You can claim tax benefits for the donation you have made.
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