Cigna TTK Lifestyle Protection Accident Care Insurance Overview
“The first step is the hardest but you will never regret.” Lifestyle protection accident care plan will cover your expenses in case of untimely death, loss of employment and permanent disablement so that you family remains secure.
Benefits of Cigna TTK Lifestyle Protection Accident Care Insurance Plan
A family discount of 10% on premium if more than 2 family members are also covered.
If policy is chosen for more than 1 year, discount on premium is given.
Policy Details of Cigna TTK Lifestyle Protection Accident Care Insurance Plan
Coverage: Self, spouse, dependent children (up to 25 years of age), parents, in-laws and siblings.
Minimum sum insured: Rs 50,000
Maximum sum insured: Rs 10 crores.
Policy period: Policy can be chosen for 1, 2 or 3 years.
Free look period: If the policy holder is not happy with the terms and conditions of policy, he/she can cancel the policy giving the reason for cancellation of policy. Policy can be withdrawn within 15 days from the date of commencement.
Grace period:If the payment is due on renewal of the policy, grace period of 30 days is given to the policyholder to make the payment.
Portability: Policyholder can transfer his policy from personal accident to lifestyle protection accident care plan.
This policy can be bought by persons in the age group of 18-80 years and children should be in the age group of 5-25 years. For persons above 70 years, coverage is limited to accidental benefit and total permanent disability.