The following guide would give you much better understanding of the plan
Sum Insured – An individual has an option of choosing a sum insured up to Rs 3 crore.
Entry Age and Renewal – To enroll in the plan, you should be in the age group of 18-65 years. Also this plan offers lifetime renewal option which means you can secure your entire life.
Medical Test Requirement – It depends on the age, sum insured and medical history of the individual.
Family Discount – A discount of 10% on the premium is given for enrolling more than 2 members in a single policy.
Long term Discount – On choosing the policy for 2 and 3 years, there will be a discount of 7.5% and 10% respectively.
Critical Illnesses Covered – The plan covers up to 30 critical illnesses, which are listed below-
Failure Requiring Regular Dialysis
First Heart Attack – of Specific Severity
Cancer of specific severity
Open Kidney Chest CABG
Open Heart Replacement or Repair of Heart Valves
Stroke Resulting in Permanent Symptoms
Coma of Specified Severity
Major Organ / Bone Marrow Transplant
Permanent Paralysis of Limbs
Motor Neurone Disease with Permanent Symptoms
Medullary Cystic Disease
Loss of Speech
Systemic Lupus Erythematous
Multiple Sclerosis with Persisting Symptoms
Primary Pulmonary Hypertension
Aorta Graft Surgery
Coronary Artery Disease
End Stage Lung Disease
End Stage Liver Failure
Benign Brain Tumor
Exclusions in Cigna TTK Lifestyle Protection Critical Care Policy
The insurer doesnt offer coverage in case of the following situations
Any illness other than specified critical illness ailments
Any pre-existing disease
Suicide or drug abuse
Any health problem resulting from pregnancy or abortion
Note- It is not a complete list of exclusions. Please check the policy wordings for more details.
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