Key Benefits ofRoyal Sundaram Master Product Total Health Plus Insurance Plan
No claim discount upto 5% is given on the renewal of the premium.
A special cover of 147 day care procedure is also provided under this policy without 24 hours waiting.
10% family discount is provided on covering 3 or more members under same policy.
Income Tax Benefit – The premium paid is exempt from Income Tax under Sec 80 D of Income Tax Act (Tax Benefits are subject to change in tax laws).
Royal Sundaram Master Product Total Health Plus Insurance Policy Details:
Eligibility : Any person 18 years and above can be a proposer. The plan covers dependent children age- from 91 days up to 21 years and dependent parents upto 65 years.
Minimum Sum Insured – Rs. 3, 00,000
Maximum Sum Insured – Rs.10, 00,000.
Royal Sundaram Master Product Total Health Plus Insurance Premium Details – (Individual):
*The above premium rates may change. Please check the policy wordings for more details.
Royal Sundaram Master Product Total Health Plus Insurance Coverage :
Exclusions inRoyal Sundaram Master Product Total Health Plus Insurance Policy:
The Company will not be liable under the Policy in respect of payment towards treatment taken due to:
3 year waiting period for pre-existing diseases.
Contraction of any disease during the first 30 days of commencement of the policy.
Waiting period of 1 year for certain diseases/surgeries like Cyst / Nodules / Polpys / Benign etc.
Waiting period of 2 years from commencement of Policy for certain diseases like cataract, hysterectomy.
Documents Required to claimRoyal Sundaram Master Product Total Health Plus Insurance Plan:
To buy the policy, a proposer needs to fill up a proposal form which will attached with photocopies of address proof and identity card, along with a photograph. Medical examination can be conducted as per the age limits.