Your motor insurance policy will not pay the full cost of vehicle damage repair; Know what you can do about it
As per the Motor Insurance Act, only the third-party motor insurance cover is mandatory in India. This insurance plan provides coverage to the third party. It includes any legal liability brought against the third party vehicle’s owner, including death or physical injury to a third party. While the third party cover includes damages caused to the third party property with the involvement of the insured vehicle, it doesn’t provide coverage for any damage done to the insured vehicle. The policyholder or the policyholder’s car does not get any protection under this cover.